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Aim For The Stars

Whether you're a first-time car buyer or looking to upgrade your transportation, your credit score plays a significant role in what you can afford. The experts at Palmetto Ford are here to help our valued customers throughout Charleston, SC, and surrounding areas prepare for their long-awaited purchase as we cover how to improve your credit score. The finance team at our Ford dealership is highly-skilled and eager to assist prospective buyers on their way to car ownership. Grab your keys and head to Palmetto Ford to put our tips on how to improve your automotive credit score into action.

Stay On Top of Your Finances

Purchasing a vehicle is a great accomplishment, one that should be celebrated after a long season of hard work, saving, and financial discipline. However, to make it to the finish line, it is crucial to have a few guidelines in place for yourself to stick to your goal and remain accountable even when it's not easy. It's no secret that your finances influence what you can afford, and that's why it's crucial to cut unnecessary spending however you can. This step is critical as we cover how to improve your credit score, as one of the first steps is to pay your bills on time. Late fees can seriously affect your credit score and make it harder to purchase the new or used Ford model of your dreams.

Keep Track of Your Credit Score

While checking your credit score religiously is not recommended, understanding the facts and coming to terms with where you stand is essential during this process. By utilizing the Equifax® online credit score estimator, our valued customers can check their credit score without reducing their rating. This helpful resource is trustworthy, safe, and a great tool to keep in your back pocket as you learn more about how to improve your credit score.

Don't Close Any Accounts

If you currently have any credit accounts open with unused credit, it is a good idea to keep them open to avoid increasing your credit utilization ratio. If you have any questions about exactly what this means or how it affects your credit score, contact our finance team!

Put Your Notes Into Action

After viewing our tips on how to improve your credit score, you're ready to start putting healthy practices into place to work towards achieving your goal. Finances can be a tricky topic, so we invite you to utilize our online resource to help you get started. Check out our online pre-approval tool to learn more about what you can afford and how you can start shopping towards your dream Ford today. Visit us at Palmetto Ford with any further questions regarding how to improve your credit score.

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