Finance Your Fleet
Running a business means making smart decisions every day — and choosing how to finance your commercial vehicles is no exception. At Palmetto Ford, we understand that every business is unique, which is why we offer a variety of Ford Commercial Financing solutions tailored to your needs, including complimentary services such as commercial GAP coverage and combined billing solutions.
In addition to these complimentary services, we provide additional features and benefits within our commercial services to support your business needs. Whether you’re expanding your fleet or replacing older vehicles, our team is here to help you choose the right Ford business lease or Ford commercial credit option for your goals and budget.
Built for Business: Ford Commercial Financing Solutions
Ford Commercial Financing is designed to give business owners the flexibility, stability, and buying power they need to succeed. Through Ford Credit, you gain access to a wide array of financing programs for cars, trucks, vans, and upfitted vehicles — all built with your business in mind.
Our commercial fleet financing team brings extensive experience, ensuring that you receive tailored financing solutions that help your business thrive.
At Palmetto Ford, we work closely with small business owners, contractors, delivery services, and fleet managers to help them take full advantage of:
- A range of financial products designed to meet your specific needs
- Ford business leases
- Ford business financing loans
- Ford Commercial Line of Credit
- Combined billing for multiple vehicles
- Flexible terms and mileage options
- Vehicle upfit financing for work-ready modifications
Ford Business Lease vs. Ford Business Financing
Not sure if leasing or purchasing is right for you? Here’s a quick breakdown to help you decide:
Ford Business Lease:
Leasing a Ford vehicle for your business can be a cost-effective and flexible option. One of the key benefits is the absence of unexpected charges, such as acquisition, up-front administration, or termination fees, ensuring transparent costs throughout the lease period. Additionally, commercial auto insurance is a vital component for businesses to safeguard against liabilities and damages resulting from company vehicles. Specific insurance products like commercial gap coverage can protect your business financially in cases of vehicle theft or total loss.
Ford Business Financing:
If you prefer to own your vehicle, Ford Business Financing offers several advantages:
- No unexpected fees: Enjoy peace of mind knowing there are no hidden fees, such as acquisition or termination fees, associated with your financing plan.
- Equity: Build equity in your vehicle over time.
- Customization: Modify your vehicle to meet your business needs without restrictions.
Ford Business Lease:
A Ford business lease is ideal for companies that want to upgrade vehicles every few years, stay under warranty, and enjoy lower monthly payments. You’ll benefit from:
- Lower upfront costs
- Predictable monthly payments
- Multiple mileage and term options
- No additional charges for excess wear and use
- No unexpected charges at lease-end
- Easy turnover or purchase at lease-end
Ford Business Financing:
If you prefer to own your vehicles and use them for the long haul, Ford business financing could be the better fit. This option allows you to:
- Build equity in your vehicles
- Customize with upfits as needed
- Avoid mileage restrictions
- Benefit from long-term tax advantages
- Understand the balance of financial responsibilities, including the remaining amount owed on a vehicle compared to insurance coverage in case of theft or total loss
No matter your choice, both paths offer competitive Ford commercial financing rates backed by Ford Motor Credit — a name businesses trust.
Streamline with Ford Commercial Credit
Need to finance multiple vehicles throughout the year? The Ford Commercial Line of Credit allows you to pre-qualify and access funding when you need it — without having to reapply each time. Applications can be processed in as little as two business days.
With Ford commercial credit, your business can:
- Simplify fleet planning with a pre-approved credit line
- Finance or lease multiple vehicles under one agreement
- Consolidate billing and paperwork, including managing your account number efficiently
- Speed up the vehicle acquisition process
It’s a smart solution for growing businesses that need flexibility and control.
Apply Today: Ford Business Credit Application
Getting started is easy. Complete the Ford business credit application online or stop by Palmetto Ford to meet with one of our commercial vehicle specialists. We’ll provide the necessary information to guide you through every step — from choosing the right Ford truck, van, or SUV to finalizing your Ford commercial financing plan.
We also offer comprehensive details related to the application process to ensure you are well-informed.
Whether you’re looking for Ford commercial financing rates or want to explore a custom Ford business lease, we’ll make sure you’re equipped with the tools, vehicles, and support your business deserves.
Partner With Palmetto Ford
At Palmetto Ford, we’re more than just a dealership — we’re your partner in business, offering unique service programs for vehicle owners. Let our experienced commercial team help you grow with confidence through industry-leading vehicles and business-friendly financing.
Ready to take the next step? Contact us today to learn more about Ford Commercial Financing options or start your Ford business credit application online. Our dedicated team is here to provide the support you need.
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